Defacto
Year2023
RoundSeries A
Amount$11.8M
Overall
Summary
20 slides
20 slides
1 slide
Welcome to Defacto, a company founded in 2023 with a mission to revolutionize the lending experience for small and medium businesses in Europe.
2 slides
Our team comprises industry experts from BCG, Spendesk, Stanford, and ClearMetal, each bringing invaluable insights and skills to the table.
2 slides
Insufficient working capital is a critical roadblock for business growth across Europe, where securing credit facilities traditionally involves a cumbersome multi-stage process taking considerable time.
2 slides
Defacto offers a streamlined lending solution, providing short-term, uncollateralized loans instantly through an automated process, significantly reducing the time from application to funding.
2 slides
We own the entire value chain from embedded distribution to underwriting and servicing, leveraging state-of-the-art data management for dynamic decision making and automated learning to ensure scalability.
2 slides
Our go-to-market strategy focuses on embedding our solution where SMBs naturally seek working capital, alongside partnerships across various channels to enhance acquisition, scoring, and origination.
3 slides
With a customer satisfaction rate of 82% and our partnerships expanding rapidly, we have surpassed 190 million euros originated, with clear pathways for continued growth.
3 slides
Our business model is designed for profitability, with a game-changing go-to-market strategy, significantly reduced customer acquisition costs, and an emphasis on automation to keep operational costs low.
1 slide
Our roadmap lays out plans to penetrate the lending market, become a European champion in SME financing, and build an open credit infrastructure, ensuring sustainable growth.
1 slide
Thank you for considering Defacto, where we are transforming the way SMEs access credit.
